Since 1999, enabling retailers and store owners to "Turn on your financial headlights!"

Strategic "Owner Issues"

Banking • Strategic Planning • Survival • Growth Management • Succession

Owners are responsible for the survival of the business.

And owners must know – and communicate throughout their organization – the answer to "Why should we survive?"

Then, owners must deal with another set of questions: What could we do? What should we do? What will we do?

The Institute is here to help you answer these questions with the knowledge of the financial implications of each of your choices. Or in other words, "Turn on your financial headlights!"

Step #1? Use the remarkable in-the-cloud Executive Calculators for Retailers. Developed by retailers, for retailers. Available only from The ROI.

Be your own consultant! With a just a few inputs (of numbers you already know), get answers, on your own. See for yourself whether - and if so, how - an idea "pencils out". The ROI's Executive Calculators let you see in advance "What would happen if I...?"

"New Normal" Needs New 9 Step Approach • Adversity Test for Retailers • Game Plan for a Turnaround • Recession? Don't Be a Victim • Retail Owners: Where's YOUR Job Description? • Strategic Decisions, Step by Step • Stress Management for Retailers • Top 5 Killers of Retail Businesses

The "Owner's Dashboard" for Retailers

Re-Inventing Retail Appetite for Growth? • Are Retailers "Technology Laggards"?

Expand...Or Should You?! • Guide to Savvy Borrowing for Retailers • How to Sell Your Store • Putting a Price Tag on Your Business • Six Step Recovery Program for Your Store • Steering Your Retail Business to Success • The "X" Factor: Is Your Store a Good Investment? • Those Capital Investments: To Buy or Not to Buy?

Not a Member yet? Join now! Click here for more information

Learn - Then Use - the 5 Essential Financial Levers in Retailing

Projecting & Controlling PROFITS, INVENTORY, and CASH FLOW - INTEGRATED!
eLearning Courses and "in the cloud" calculators

See for yourself how fluctuations on the P&L (sales, margins, expenses) and Inventory turns combine to affect Cash Flow. Some call it "connecting the dots." We call it, "Now, everyone 'gets it'!"

Each of the three courses in this Retail STRATA:G^® Kit includes explanatory how-to content, example case studies, a specialized "cause-effect" calculator, and yes, even a final quiz. click here for more details

Unique Online, Executive Calculators for Retailers

Built specifically for real-life retailers making real time decisions

These retailer-friendly, easy-to-use "calculators" enable you to do your own retail financial projections. Find out for yourself, in advance, "What would happen if I...?"
These are online tools, "in the cloud", available on-demand, 24/7. Nothing to download or install; all the formulas are built in.
Available only from The ROI

PROFITS Forecaster click here for info
BUYING PLAN (Open-to-Buy) Forecaster click here for info
3-in-1 INTEGRATED Calculator (P&L, OTB, Cash Flow - integrated!) click here for info
KEY RATIOS Calculator click here for info
GMROI Calculator click here for info

For retailers making real time decisions. Face the future with confidence. Gain peace of mind!

Not a Member yet? Join now! Click here for more information

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When you need financial help and know-how, The ROI is here for you...24/7

Sponsor The Institute for Your Retailers

Sponsor Group Access for your retailers to the entire Members-Only Collection.

Then, your retailers pay nothing! Thanks to you, they get full advantage of all the resources at The Institute. Sponsors help retailers help themselves.

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3 Different Sites - All for Retailers

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Retail STRATA:G® 3-in-1 Kit

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Screen shots from Retail STRATA:G^® 3-in-1 Kit
(That's "strategy". Every retailer needs one!)

Free Interactive Webinars

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Have QUESTIONS? Want ANSWERS?

Join the online

TOPICAL TUESDAYS Webinars

Live - and lively! - presentations led by

Pat Johnson & Dick Outcalt, Co-Founders of The ROI.
Always lots of time for Q&A.
Bring your questions and concerns.
FREE to attend. Just reserve your spot in advance.

Is It Better Advertising You Need...or a Better Marketing Plan? (Hint: They're not the same!)

Tuesday, February 21 • 10 a.m. PT/ 1 p.m. ET/ 6 p.m. in London
click here for FREE reservation

Know Your Business's "Vital Signs" - In 12 Seconds or Less

Tuesday, February 28 • 10 a.m. PT/ 1 p.m. ET/ 6 p.m. in London
click here for FREE reservation

Do-It-Yourself! (In just minutes!) Multi-Department Open-to-Buys

Tuesday, March 6 • 10 a.m. PT/ 1 p.m. ET/ 6 p.m. in London
click here for FREE reservation

"Is My Store Failing...or Am I Failing My Store?!"
The Three Stages of Decline in Retail Operations

Tuesday, March 13 • 10 a.m. PT/ 1 p.m. ET/ 6 p.m. in London
click here for FREE reservation

"Focus my store on GMROI? Nah, I'd rather embrace mediocrity!"

Make More with Less! The Power of GMROI

Tuesday, March 20 • 10 a.m. PT/ 1 p.m. ET/ 6 p.m. in London
click here for FREE reservation

"Bank (or Vendor) Negotiations? A Piece of Cake!"

Tuesday, March 27 • 10 a.m. PT/ 1 p.m. ET/ 6 p.m. in London
click here for FREE reservation

BUYING PLAN Forecaster

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Use The ROI's BUYING PLAN Forecaster. Find out for yourself how much inventory you can afford to buy. On-demand, 24/7.

Quickly enter numbers you already know (planned sales and margins, beginning inventory @cost) into this special calculator. Then set targeted inventory turns - and immediately see your monthly buying plan. Just like that! AND, it even shows what G.M.R.O.I. it would produce!

The best part of this BUYING PLAN Forecaster? How easy it is to play "What if...?" Change sales in one or more months. Tweak the margins. See what happens when you change turns. Immediately! It's amazing. Fast. Accurate. Dynamic. Reliable. go here for more info

Projecting PROFITS eLearning Course

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Projecting a Retail P&L - eLearning Course

The Retailer's P&L Forecaster automates the profit projecting techniques taught in the Projecting a Retail P&L eLearning course. It takes less than an hour to go through the course, practice with the Case Studies, and then start to use the P&L Forecaster on your own. go here for more info

Retailer's P&L Forecaster

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Use the Retailer's P&L Forecaster. Find out for yourself in a matter of minutes. Anytime, from anywhere.

Just a few inputs - and immediately see in advance whether that is a profitable plan. All the formulas are built-in, ready to go.

Need to make changes and adjustments during the year? Of course you do. The P&L Forecaster takes the pain out of that.

You're free to do the thinking; the Forecaster dutifully does the number-crunching. Quick. Easy. Accurate. go here for more info

How does YOUR store compare?

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click here to find your segment

Benchmark Numbers • 6 Key Ratios for Retailers • 5 Year Trends, in Charts & Graphs • Latest numbers now available • 52 Retail Segments

3-in-1 Calculator

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INTEGRATED "What if...?" Calculator

3-in-1: Cash Flow, P&L, OTB -- all from the same few inputs

"Incredible! It 'connects the dots'!"

Want to know more? Watch the movie

Or...for more info, About the INTEGRATED "What if...?" Calculator

Home Store Benchmark Ratios Join Now Contact Us
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Strategic "Owner Issues"

Banking • Strategic Planning • Survival • Growth Management • Succession

Owners are responsible for the survival of the business. And owners must know – and communicate throughout their organization – the answer to "Why should we survive?"

Then, owners must deal with another set of questions: What could we do? What should we do? What will we do?

"New Normal" Needs New 9 Step Approach • Adversity Test for Retailers • Game Plan for a Turnaround • Recession? Don't Be a Victim • Retail Owners: Where's YOUR Job Description? • Strategic Decisions, Step by Step • Stress Management for Retailers • Top 5 Killers of Retail Businesses

The "Owner's Dashboard" for Retailers

Re-Inventing Retail Appetite for Growth? • Are Retailers "Technology Laggards"?

Not a Member yet? Join now! Click here for more information

Learn - Then Use - the 5 Essential Financial Levers in Retailing

Projecting & Controlling PROFITS, INVENTORY, and CASH FLOW - INTEGRATED! eLearning Courses and "in the cloud" calculators

Unique Online, Executive Calculators for Retailers

Built specifically for real-life retailers making real time decisions

For retailers making real time decisions. Face the future with confidence. Gain peace of mind!

Join NOW! Get it all!

Sponsor Group Access for your retailers to the entire Members-Only Collection.

Discount Code = Save$20

Save$20

Coupon Code = Save$20

Discount Code = Save$20

Save$20

Click here - Go to Shop

Have QUESTIONS? Want ANSWERS?

Join the online

TOPICAL TUESDAYS Webinars

Is It Better Advertising You Need...or a Better Marketing Plan? (Hint: They're not the same!)

Know Your Business's "Vital Signs" - In 12 Seconds or Less

Do-It-Yourself! (In just minutes!) Multi-Department Open-to-Buys

"Is My Store Failing...or Am I Failing My Store?!" The Three Stages of Decline in Retail Operations

"Focus my store on GMROI? Nah, I'd rather embrace mediocrity!"

Make More with Less! The Power of GMROI

"Bank (or Vendor) Negotiations? A Piece of Cake!"

Use The ROI's BUYING PLAN Forecaster. Find out for yourself how much inventory you can afford to buy. On-demand, 24/7.

Quickly enter numbers you already know (planned sales and margins, beginning inventory @cost) into this special calculator. Then set targeted inventory turns - and immediately see your monthly buying plan. Just like that! AND, it even shows what G.M.R.O.I. it would produce!

The best part of this BUYING PLAN Forecaster? How easy it is to play "What if...?" Change sales in one or more months. Tweak the margins. See what happens when you change turns. Immediately! It's amazing. Fast. Accurate. Dynamic. Reliable. go here for more info

Projecting a Retail P&L - eLearning Course

The Retailer's P&L Forecaster automates the profit projecting techniques taught in the Projecting a Retail P&L eLearning course. It takes less than an hour to go through the course, practice with the Case Studies, and then start to use the P&L Forecaster on your own. go here for more info

Use the Retailer's P&L Forecaster. Find out for yourself in a matter of minutes. Anytime, from anywhere.

Just a few inputs - and immediately see in advance whether that is a profitable plan. All the formulas are built-in, ready to go.

Need to make changes and adjustments during the year? Of course you do. The P&L Forecaster takes the pain out of that.

You're free to do the thinking; the Forecaster dutifully does the number-crunching. Quick. Easy. Accurate. go here for more info

INTEGRATED "What if...?" Calculator

3-in-1: Cash Flow, P&L, OTB -- all from the same few inputs "Incredible! It 'connects the dots'!"

Want to know more? Watch the movie

Or...for more info, About the INTEGRATED "What if...?" Calculator

Owners are responsible for the survival of the business.

And owners must know – and communicate throughout their organization – the answer to "Why should we survive?"

Projecting & Controlling PROFITS, INVENTORY, and CASH FLOW - INTEGRATED!
eLearning Courses and "in the cloud" calculators

Discount Code =
Save$20

Coupon Code =
Save$20

Discount Code =
Save$20

"Is My Store Failing...or Am I Failing My Store?!"
The Three Stages of Decline in Retail Operations

3-in-1: Cash Flow, P&L, OTB -- all from the same few inputs

"Incredible! It 'connects the dots'!"