Tuesday, May 13, 2008
Financial Tools and Tips
Find Your Retail Segment
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See benchmarks - and five year trend charts! - for the six key ratios every retailer must monitor. See how your store compares.


"Yes, I want to become a Member of The ROI Because..."
People issues
When asked, "How many people work for you?", I feel like answering, "Oh, about half of them!"
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I'm tired of my banker - or my accountant! - intimidating me.
Next Steps
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The ROI's Free Online Calculators for Retailers
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How-To Articles for Retailers from The ROI
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Go Figure! Find Your Store's Key Ratios - in 12 Seconds Each!

How many times a month does someone ask you—even in the most casual of ways—how your store is doing? And how many times does the answer depend almost entirely on the kind of day you’ve had when the question gets asked?
   
You can get a definitive (and non-emotional) financial assessment of your retail business in relation to others in your retail segment once you know how to use the numbers on your balance sheet. read more ...




Members-Only Collection

Look Before You Lease
AudioThe scenario is a familiar one: Your current lease is about to expire and either your landlord or your current location is forcing you to make a major move. You consider your options. How do you know which site is the best one for your store? read more ...

The X Factor: Is Your Store a Good Investment?

How much of a return are you getting on the money you've invested in your retail operation? Is your business paying off better than other investments you might make with the same money? Or would you be better off, from a financial standpoint, working for someone else and turning your investment capital over to a financial manager?

 read more ...

Those "Capital Investments": To Buy or Not to Buy?

How do you decide whether or not to spend a lot of money in your store? Not on the kind of things that translate easily into profits, such as inventory, but on other things necessary to your business such as new registers, a computer, a delivery vehicle?  The immediate benefits are clear, but how do you measure the financial advisability of making that purchase—or when to make it?

 read more ...

More Tools & Resources in the Members-Only Collection
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Learn Basic Retail FinanceYour Bookkeeper Quit?

TrainingNow. Learn Basic Retail Finance. At your own pace. 24/7.

The ROI's Short Course on the Basics of Retail Finance is an interactive, self-paced course. By retailers, for retailers. Learn how the income statement and balance sheet must work together. Learn how to do inventory buying plans (open-to-buys) at either cost or retail. Learn how to do a retail cash flow, one that reflects your buying plan.

Includes interactive content, self-quizzes, printable worksheets, extra how-to articles by retail experts, and a special case study: The I. M. Surviving(?!) Company."All you need is a little desire."
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What Do People Say About The ROI's Short Course?

Store Manager, Office Supplies:
"I found a lot of interesting and useful information in it for a person who runs a business.  Lots of additional knowledge they easily can get from it."
Owner/President, Outdoor Power Equipment Store
This is extremely helpful and worthwhile."
College Student
"It's fantastic."
Service Manager, Motorcycle Dealer
"It makes you think."
Sales Training Director, Convenience Stores
"Concise and to the point; very good for the folks I work with."
Internal Auditor-Inventory, Tractor Manufacturer
"This would give much benefit to our organization."
Owner/President, Apparel & Accessories Store
"Well done.  Easy to understand."



Finan Freedom
Retail Business Insights
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Retail Financial Questions?
Learn everything from reading financial statements, to calculating ratios in 12 seconds flat, preparing your own cash flow, to a glossary of retail financial terms. All on your schedule, at your own pace.


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